What Tracking Technologies We Use

We use several types of tracking methods on kloraviaent.pro. Each serves a different purpose in helping us provide financial education and tools to people across Australia.

How Tracking Enhances Your Experience

Let's be specific about what this means in practice. When you're working through our financial planning modules, cookies remember where you left off. If you're halfway through our debt reduction course, you don't have to start from scratch every time you visit.

Practical Examples

• Your budget calculator saves your income and expense categories between sessions
• Learning module progress syncs across devices when you're logged in
• Dashboard widgets remember your preferred arrangement and display settings
• Financial goal trackers maintain your data and show progress over time
• Resource downloads remember which guides you've already accessed

Analytics help us see that most people struggle with Module 3 of our savings course, so we redesigned it in early 2025. That kind of insight only works because we can track completion rates and drop-off points.

Data Retention and Control

Different cookies stick around for different lengths of time. Session cookies disappear when you close your browser. Others might last a year or two, especially if they're remembering your preferences.

Retention Periods

• Essential session cookies expire when you log out or close the browser
• Preference cookies typically last 12 months before requiring renewal
• Analytics cookies are retained for up to 24 months to track long-term patterns
• Marketing cookies expire after 90 days and require fresh consent

You control this data. Rejecting non-essential cookies means we only keep the bare minimum needed for site functionality. Your learning progress and account data stay intact because those use essential cookies.

Managing Cookies Through Your Browser

Every modern browser lets you control cookies directly. It's usually buried in privacy or security settings. Here's where to look in the most common browsers used in Australia.

Blocking all cookies will break some site functionality. You won't be able to log in or save any personalised settings. That's why we separate essential from optional tracking.

Third-Party Tracking

We work with a few external services that set their own cookies. These include our payment processor, our learning management system, and analytics tools. Each has its own privacy policy that governs how they handle your data.

When you make a payment for our programs, the payment processor sets cookies to prevent fraud and remember your payment methods. When you watch educational videos, the video platform might track your viewing preferences.

Third Parties We Work With

• Payment processing services for secure course enrollment transactions
• Video hosting platforms for educational content delivery
• Analytics services to understand site usage and improve user experience
• Email service providers for course updates and financial tips newsletters

We've chosen partners who take data privacy seriously. But we can't control what they do with tracking data they collect directly. Check their individual policies if you want the full picture.

Updates to This Policy

We update this policy when we change how we use cookies or when privacy regulations change. The last update was March 2025. If we make significant changes, we'll notify active users through email and a banner on the site.

Minor clarifications or formatting changes might happen without notice. Check the date at the top of this page to see when we last revised the content.